Posts tagged ‘Fixed Deposits’

September 28, 2011

Different Avenues of Investments

In the modern financial system there are so many investment avenues to choose from today in financial market and it has become difficult for anyone to decide about these avenues. Some of these investment avenues offer attractive returns but with high risks and some offer lower returns with very low risks. An overall analysis of these investment avenues with risk and return trade is presented in this article. These investment avenues are:

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September 23, 2011

Introduction to Company Fixed Deposits

Company fixed deposits are the fixed deposits with the companies. These companies can be financial institutions or the non banking financial companies. Fixed Deposits in companies earn a fixed rate of return over a period of time. Financial institutions and Non-Banking Finance Companies (NBFCs) also accept such deposits from the common investors. These deposits are governed by the Companies Act under Section 58A. These are unsecured investment i.e., if the company defaults, the investor cannot sell the documents to recover his capital, thus making them a risky investment option.

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July 7, 2011

SIDBI Offering Annualized Return of 9.48% on Fixed Deposits

The SIDBI has announced on today (Wednesday) its plan of offering fixed deposit investment opportunities  to  the general investors as well as the bulk depositors. The most important point of this offer is that it will offer an annualized return of 9.84 per cent on its 12-13 months fixed deposit scheme. SIDBI has plans to offer many more investment horizons but with different returns.

Out of all the schemes 12-13 month scheme offers the highest return. In case of senior citizens the return is even higher than other investors. On the 12-13 month scheme the senior citizens will earn an annualized yield of 10.38 per cent. The minimum deposit amount is Rs 10,000 and in multiples of Rs 1,000 thereafter.

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