Posts tagged ‘Retirement’

September 29, 2011

What is Rupee Cost Averaging

There are many investors who prefer to invest in lumpsum into an asset class and forget about it. And there so many investors who are not able to invest in an asset class at one go. So they do it by investing a fixed sum regularly.

When one invests in any asset in one go s/he buy the asset at prevailing price at that time. S/he is not get affected by price of asset at the buy price as her/his buying price is fixed. But one who invests a fixed sum regularly s/he buys assets at different prices.

In financial market there is always volatility. So price of assets changes. Some times the price increases and some times the prices falls. And an investor who keeps investing regularly is forced to buy the assets on the prevailing prices.

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September 28, 2011

Different Avenues of Investments

In the modern financial system there are so many investment avenues to choose from today in financial market and it has become difficult for anyone to decide about these avenues. Some of these investment avenues offer attractive returns but with high risks and some offer lower returns with very low risks. An overall analysis of these investment avenues with risk and return trade is presented in this article. These investment avenues are:

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September 27, 2011

Plan Your Retirement

One day everyone has to retire from the work. So it’s quite obvious that the capacity to earn will go down after the retirement or in maximum of cases, the earning capacity is often nil. But life does not stop after the retirement. It continues so the need for financial support is most sought after. After the retirement you need a secure source of money. “How will you have a secure source of income?” this is a question that often haunt everyone prior to retirement as well as after the retirement. The answer to this question is that it is you and your own money that works for you. To this end you need to get your finances and retirement planned. Always remember that there is no age criteria to start financial and retirement planning. But yes it is advisable that as early you start better and easier it is to achieve your financial and retirement goals.

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September 27, 2011

Take Care of These Rules before You Invest

Investment is an activity that requires so many things ingrained from knowledge, skills, resources and experiences. But it is known to you that it can be done without any hush-hush by taking care of some basic things and rules. Those basic roles are as below:

  • Have an investment plan and goal in place before you make investments.
  • Don’t have over expectation from any investment. Never ever think that any investment is going to give you 10 times return in few months.
  • Learn to ride on the tide. This means try to cash market fluctuations grabbing right opportunity to earn some money.
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